Although your social security has been paid for 25 years, even if you stop paying, there will be no problem with pension retirement in the future. The payment is more than 15 years, and the retirement of medical insurance is not big because of the big Some areas require women to pay for 20 years, men to pay 25 years, some areas require women to pay 20 years, men to 25 years, but I still think that it is not cost-effective to stop paying social security. Before the retirement, the medical insurance has no reimbursement, and the pension level for retirement in the future is low. Once the third is interrupted, it may affect the social affairs such as buying a house, buying a car, going to school, and lending.
Further, first because Your description says that you are now sick and sick, and I am not in favor of stopping your social security. Otherwise, often you are sick, where is the accumulated medical expenses coming from? How to enjoy medical insurance reimbursement treatment? What if I am unfortunate enough to have a major illness? So if it is not bad, my advice is to continue to pay. However, in the description, you said that you are not not bad at all, but another situation. You have been laid off and are unable to pay social security, so I can understand the idea that you do not want to continue to pay. Since I don’t know how difficult your financial ability is, I have two proposals for your suggestion. Please consider it yourself.
The specific recommendations are as follows: /p>
1, continue to pay urban workers social insurance, pension care is best to continue to pay at the same time, and strive for 4050 government social security subsidies, 200-300 yuan per month Can be solved.
This is the first choice. The premise is that despite difficulties, if you overcome difficulties every month, you can still pay according to the minimum standards of local flexible employees. It is recommended to continue to pay for the teeth. You need to pay a few hundred yuan each month. The local standards are different. In short, it should not exceed 1,000 yuan. . In addition, please call the local 12333 social security hotline, ask if there is a 4050 policy in the local area. If there is, now you are sick and unemployed, basically meet the requirements, don’t forget to apply for government social security subsidies. Once the application is successful, even if it is 200-300 yuan per month in the first-tier cities, the problems of pension insurance and medical insurance will be solved. Not only will the pension benefits be higher in the future, but the most important thing is to solve your medical insurance reimbursement treatment, which is very cost-effective.
2 If you are unable to pay at the same time, you will stop paying the urban employee endowment insurance and continue to pay medical insurance. It is best to pay the medical insurance for the staff. It is really not possible to pay the resident medical insurance during the period before retirement. 100-200 yuan per year, 200-300 yuan, solve the problem.
If your area, pension insurance and medical insurance are not bundled, your financial ability is limited, even if the insurance is based on minimum standards If you are unable to pay at the same time, it is recommended that you stop paying the urban employee pension insurance and continue to pay medical insurance. It is best to pay the urban workers’ medical insurance, and the reimbursement is high. You are more secure for the sick and sick. If you still can’t afford it, then you can retreat to the next level. You can participate in urban and rural residents’ medical insurance during the period before retirement, and pay 100-200 yuan per year, 200-300 yuan, to solve it. Just reimbursement is not as good as urban workers’ medical insurance, so this is a choice in case of helplessness.
3, Friendly reminder
The bottom line is at least one health insurance. I know that you are very difficult now, but there are no long-term concerns, and there must be near worries. It’s harder now, maybe it can be overcome, it’s not old, it’s hard to get sick, what do you overcome at that time? Once a major illness is coming, there is no medical insurance, how much money is enough to fill the pit? There is no relatively sufficient pension, not enough to see a doctor, not enough to eat, when you can’t move, do you want your hands up to your children? The children are dragged down, can’t bear to say it, can’t they get tired? Therefore, even if it is not allowed to pay off, I suggest that you can only take care of the old, medical insurance is good, you must have a copy, at least have resident medical insurance. You are sick and sick, you must have medical protection, this is the bottom line. Endowment insurance is doing its best, and it is better to continue to pay, so it can’t be interrupted.
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